Taxes & Paycheck · Formula v1.0

Gross Pay Calculator

Calculate gross pay per period and per year from an hourly rate, regular hours and overtime.

LAST REVIEWEDSeptember 24, 2026Inputs stay in your browser
Live calculation

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Calculated result
Gross pay per period$1,078
Gross pay per year$28,028
Sensitivity check

What if hourly rate changes?

-10% input$970
0% input$1,078
+10% input$1,186

Answer first

What this calculator tells you

Calculate gross pay per period and per year from an hourly rate, regular hours and overtime. See what a paycheck looks like before any taxes or deductions come out. Formula: Gross pay per period = rate × regular hours + rate × overtime multiplier × overtime hours; yearly = pay per period × periods per year. At the worked-example inputs, the gross pay per period is $1,078. Holding every other input steady, moving hourly rate from $18 to $26 moves the result from $882 to $1,274.

FreeNo sign-upInputs stay in-browserCSV exportReviewed September 24, 2026

Transparent method

The formula

Gross pay per period = rate × regular hours + rate × overtime multiplier × overtime hours; yearly = pay per period × periods per yearEnter hourly rate in dollars.

See what a paycheck looks like before any taxes or deductions come out.

Worked example

Gross pay per period$1,078
Gross pay per year$28,028

Example inputs

Hourly rate$22
Regular hours per period40
Overtime hours per period6
Overtime multiplier1.5
Pay periods per year26

How to interpret the result

Gross pay is the paycheck before any tax or deduction comes out. At $22 an hour, 40 regular hours and 6 overtime hours paid at time and a half, a period earns $880 plus $198, or $1,078. Repeated over 26 pay periods, that is $28,028 a year. The overtime multiplier changes the picture fast: the same 6 hours at straight time would add only $132.

At the worked-example inputs the gross pay per period is $1,078. It rises with hourly rate, regular hours per period, overtime hours per period and overtime multiplier; pay periods per year does not move it.

Interpretation boundary

This is a simplified educational estimate, not a tax return.

Before you rely on it

What to check

Confirm how many pay periods the employer uses in a year. Twenty-four and twenty-six are common and give annual totals about 8 percent apart.

The common error

Where people go wrong with gross pay calculator

Treating gross pay as take-home pay. Taxes, insurance and retirement contributions come out afterward, so the deposit will be noticeably smaller.

Sensitivity evidence

How hourly rate changes the gross pay per period

Holding every other input at the worked-example value, moving hourly rate from $18 to $26 moves the gross pay per period from $882 to $1,274: a spread of $392, or 36% of the worked-example result.

Gross Pay Calculator: gross pay per period and gross pay per year across a range of hourly rate, every other input held at the worked-example value.
Hourly rateGross pay per periodGross pay per year
$18$882$22,932
$20$980$25,480
$22worked example$1,078$28,028
$24$1,176$30,576
$26$1,274$33,124

Every input, tested

Which input moves the gross pay per period most

Of the 5 inputs, hourly rate moves the gross pay per period most ($196 across the range tested) and overtime multiplier moves it least ($40). Pay periods per year does not change it at all.

Gross Pay Calculator: gross pay per period with each input moved on its own, every other input held at the worked-example value.
InputTested fromToGross pay per period at each endSwing
Hourly rate$20$24$980 to $1,176$196 (18%)
Regular hours per period3644$990 to $1,166$176 (16%)
Overtime hours per period48$1,012 to $1,144$132 (12%)
Overtime multiplier1.41.7$1,058 to $1,098$40 (3.7%)
Pay periods per year2329$1,078 to $1,078none

Two variables at once

Gross pay per period by hourly rate and regular hours per period

Across the grid the gross pay per period runs from $738 to $1,482. Moving hourly rate from $18 to $26 shifts it by $392 at the middle column, and moving regular hours per period from 32 to 48 shifts it by $352 at the middle row, so hourly rate is the bigger lever here.

Gross Pay Calculator: gross pay per period at each combination of hourly rate (rows) and regular hours per period (columns).
Hourly rate \ Regular hours per period324048
$18$738$882$1,026
$20$820$980$1,140
$22$902$1,078$1,254
$24$984$1,176$1,368
$26$1,066$1,274$1,482

The highlighted cell is the worked example: $1,078.

Step by step

The worked example, input by input

Worked-example inputs and the results they produce for the gross pay calculator.
InputValue usedWhat it means
Hourly rate$22Enter the hourly rate used in this calculation.
Regular hours per period40Enter the regular hours per period used in this calculation.
Overtime hours per period6Enter the overtime hours per period used in this calculation.
Overtime multiplier1.51.5 is time-and-a-half.
Pay periods per year2626 for every two weeks, 52 for weekly, 24 for twice a month, 12 for monthly.
Gross pay per period$1,078
Gross pay per year$28,028

Inputs, definitions and assumptions

Hourly rate

Enter the hourly rate used in this calculation. The prefilled worked-example value is $22.

Regular hours per period

Enter the regular hours per period used in this calculation. The prefilled worked-example value is 40.

Overtime hours per period

Enter the overtime hours per period used in this calculation. The prefilled worked-example value is 6.

Overtime multiplier

1.5 is time-and-a-half. The prefilled worked-example value is 1.5.

Pay periods per year

26 for every two weeks, 52 for weekly, 24 for twice a month, 12 for monthly. The prefilled worked-example value is 26.

How to use this calculator

  1. 1Verify the inputs. Gather hourly rate, regular hours per period, overtime hours per period, overtime multiplier and pay periods per year from your own documents; the prefilled values are examples.
  2. 2Save a baseline. The worked example puts the gross pay per period at $1,078. Store your own version of it as Scenario A.
  3. 3Test one change. Start with hourly rate, the input with the biggest effect here: moving hourly rate from $20 to $24 takes the gross pay per period from $980 to $1,176, a swing of 18% of the worked-example figure.
  4. 4Check the extremes. At half the example hourly rate ($11) the gross pay per period is $539; at double ($44) it is $2,156.

People also ask

Frequently asked questions

How do you calculate gross pay?

Gross pay per period = rate × regular hours + rate × overtime multiplier × overtime hours; yearly = pay per period × periods per year. Enter hourly rate in dollars. At the worked-example inputs the gross pay per period is $1,078.

What does the gross pay result mean?

See what a paycheck looks like before any taxes or deductions come out. At the worked-example inputs the gross pay per period is $1,078. It rises with hourly rate, regular hours per period, overtime hours per period and overtime multiplier; pay periods per year does not move it.

How much does hourly rate change the gross pay per period?

Holding every other input at the worked-example value, moving hourly rate from $18 to $26 moves the gross pay per period from $882 to $1,274, a spread of $392.

What are the limits of this gross pay calculator?

This is a simplified educational estimate, not a tax return. The tables on this page test hourly rate only from $18 to $26; a value outside that range is not tabulated here.

Which input moves the gross pay per period most in the gross pay calculator?

Ranked by how far each moves the gross pay per period across the range tested: hourly rate ($196, 18%), regular hours per period ($176, 16%), overtime hours per period ($132, 12%) and overtime multiplier ($40, 3.7%). Pay periods per year does not change it.

If I double hourly rate in the gross pay calculator, does the gross pay per period double?

Doubling it from $22 to $44 takes the gross pay per period from $1,078 to $2,156, which is 2.00 times the worked-example figure. So the result scales almost exactly in proportion. Halving it to $11 gives $539.

How much does regular hours per period matter in the gross pay calculator?

The worked example uses 40. With the other inputs left at the worked example, moving regular hours per period from 36 to 44 takes the gross pay per period from $990 to $1,166, a swing of 16% of the worked-example figure.

How much does overtime hours per period matter in the gross pay calculator?

The worked example uses 6. Holding every other input at its worked-example value, moving overtime hours per period from 4 to 8 takes the gross pay per period from $1,012 to $1,144, a swing of 12% of the worked-example figure.

How much does overtime multiplier matter in the gross pay calculator?

The worked example uses 1.5. Holding every other input at its worked-example value, moving overtime multiplier from 1.4 to 1.7 takes the gross pay per period from $1,058 to $1,098, a swing of 3.7% of the worked-example figure.

How much does pay periods per year matter in the gross pay calculator?

The worked example uses 26. The gross pay per period does not depend on pay periods per year; it moves the gross pay per year from $24,794 to $31,262 instead when pay periods per year goes from 23 to 29.

Which inputs change the gross pay per year in the gross pay calculator?

At the worked-example inputs it is $28,028. Hourly rate takes it from $25,480 to $30,576, regular hours per period takes it from $25,740 to $30,316, overtime hours per period takes it from $26,312 to $29,744 and overtime multiplier takes it from $27,513 to $28,543.

Do I need to make estimated tax payments?

Generally yes if you have meaningful income not subject to withholding: self-employment, investment, rental or large gains. Charges arise from paying late instead of from a wrong final return. So the schedule matters independently of the annual total.

All taxes & paycheck questions answered

Sources and evidence

Free Calculators Online is independent and is not affiliated with or endorsed by the source organizations. Educational estimates only.

Background reading

Guides that use this calculator

Definitions

Terms used on this page

Adjusted gross income : glossary term
Total income less specific adjustments permitted before deductions are applied. Many credits and phase-outs are measured against it, not against taxable income.
Progressive tax : glossary term
A system where higher slices of income are taxed at higher rates. Crossing a bracket reprices only the income above the threshold, never what came before.
Effective tax rate : glossary term
Estimated total tax divided by the selected income measure.
Tax-equivalent yield : glossary term
The taxable yield needed to equal a tax-exempt yield at an assumed marginal tax rate.