Business Finance · Formula v1.0

Straight-Line Depreciation Calculator

Calculate yearly and monthly straight-line depreciation from cost, salvage value and useful life.

LAST REVIEWEDSeptember 24, 2026Inputs stay in your browser
Live calculation

Enter your numbers

Calculated result
Yearly depreciation$9,000
Monthly depreciation$750
Total depreciable amount$45,000
Sensitivity check

What if purchase cost changes?

-10% input$8,000
0% input$9,000
+10% input$10,000

Answer first

What this calculator tells you

Calculate yearly and monthly straight-line depreciation from cost, salvage value and useful life. Spread an asset's cost evenly over its life for a book schedule or a budget. Formula: Annual depreciation = (cost − salvage value) ÷ useful life. At the worked-example inputs, the yearly depreciation is $9,000. Holding every other input steady, moving purchase cost from $40,000 to $60,000 moves the result from $7,000 to $11,000.

FreeNo sign-upInputs stay in-browserCSV exportReviewed September 24, 2026

Transparent method

The formula

Annual depreciation = (cost − salvage value) ÷ useful lifeEnter purchase cost in dollars, salvage value in dollars and useful life in years.

Spread an asset's cost evenly over its life for a book schedule or a budget.

Worked example

Yearly depreciation$9,000
Monthly depreciation$750
Total depreciable amount$45,000

Example inputs

Purchase cost$50,000
Salvage value$5,000
Useful life5.0 years

How to interpret the result

Straight-line depreciation spreads the cost of an asset, less what it will be worth at the end, evenly across its life. A $50,000 machine with $5,000 salvage over five years loses $9,000 a year. The even slice makes budgets easy to forecast, but it ignores that most equipment loses value faster at first, which the double-declining method captures.

At the worked-example inputs the yearly depreciation is $9,000. It rises with purchase cost and falls as useful life and salvage value increase.

Interpretation boundary

These are planning metrics, not audited accounting or a valuation opinion.

Before you rely on it

What to check

Confirm the useful life against what your tax preparer or standards use. The book life and the tax life are often different numbers.

The common error

Where people go wrong with straight-line depreciation calculator

Depreciating the full cost. Salvage value is subtracted first, so entering zero for it when the asset will resell overstates every yearly charge.

Sensitivity evidence

How purchase cost changes the yearly depreciation

Holding every other input at the worked-example value, moving purchase cost from $40,000 to $60,000 moves the yearly depreciation from $7,000 to $11,000: a spread of $4,000, or 44% of the worked-example result.

Straight-Line Depreciation Calculator: yearly depreciation and monthly depreciation and total depreciable amount across a range of purchase cost, every other input held at the worked-example value.
Purchase costYearly depreciationMonthly depreciationTotal depreciable amount
$40,000$7,000$583$35,000
$45,000$8,000$667$40,000
$50,000worked example$9,000$750$45,000
$55,000$10,000$833$50,000
$60,000$11,000$917$55,000

Every input, tested

Which input moves the yearly depreciation most

Of the 3 inputs, useful life moves the yearly depreciation most ($3,750 across the range tested) and salvage value moves it least ($200).

Straight-Line Depreciation Calculator: yearly depreciation with each input moved on its own, every other input held at the worked-example value.
InputTested fromToYearly depreciation at each endSwing
Useful life4.0 years6.0 years$11,250 to $7,500$3,750 (42%)
Purchase cost$45,000$55,000$8,000 to $10,000$2,000 (22%)
Salvage value$4,500$5,500$9,100 to $8,900$200 (2.2%)

Two variables at once

Yearly depreciation by purchase cost and salvage value

Across the grid the yearly depreciation runs from $6,800 to $11,200. Moving purchase cost from $40,000 to $60,000 shifts it by $4,000 at the middle column, and moving salvage value from $4,000 to $6,000 shifts it by $400 at the middle row, so purchase cost is the bigger lever here.

Straight-Line Depreciation Calculator: yearly depreciation at each combination of purchase cost (rows) and salvage value (columns).
Purchase cost \ Salvage value$4,000$5,000$6,000
$40,000$7,200$7,000$6,800
$45,000$8,200$8,000$7,800
$50,000$9,200$9,000$8,800
$55,000$10,200$10,000$9,800
$60,000$11,200$11,000$10,800

The highlighted cell is the worked example: $9,000.

Step by step

The worked example, input by input

Worked-example inputs and the results they produce for the straight-line depreciation calculator.
InputValue usedWhat it means
Purchase cost$50,000Enter the purchase cost used in this calculation.
Salvage value$5,000What the asset is expected to be worth at the end of its life.
Useful life5.0 yearsHow many years the asset is expected to be in service.
Yearly depreciation$9,000
Monthly depreciation$750
Total depreciable amount$45,000

Inputs, definitions and assumptions

Purchase cost

Enter the purchase cost used in this calculation. The prefilled worked-example value is $50,000.

Salvage value

What the asset is expected to be worth at the end of its life. The prefilled worked-example value is $5,000.

Useful life

How many years the asset is expected to be in service. The prefilled worked-example value is 5.0 years.

How to use this calculator

  1. 1Verify the inputs. Gather purchase cost, salvage value and useful life from your own documents; the prefilled values are examples.
  2. 2Save a baseline. The worked example puts the yearly depreciation at $9,000. Store your own version of it as Scenario A.
  3. 3Test one change. Start with useful life, the input with the biggest effect here: moving useful life from 4.0 years to 6.0 years takes the yearly depreciation from $11,250 to $7,500, a swing of 42% of the worked-example figure.
  4. 4Check the extremes. At half the example useful life (2.5 years) the yearly depreciation is $18,000; at double (10.0 years) it is $4,500.

People also ask

Frequently asked questions

How do you calculate straight-line depreciation?

Annual depreciation = (cost − salvage value) ÷ useful life. Enter purchase cost in dollars, salvage value in dollars and useful life in years. At the worked-example inputs the yearly depreciation is $9,000.

What does the straight-line depreciation result mean?

Spread an asset's cost evenly over its life for a book schedule or a budget. At the worked-example inputs the yearly depreciation is $9,000. It rises with purchase cost and falls as useful life and salvage value increase.

How much does purchase cost change the yearly depreciation?

Holding every other input at the worked-example value, moving purchase cost from $40,000 to $60,000 moves the yearly depreciation from $7,000 to $11,000, a spread of $4,000.

What are the limits of this straight-line depreciation calculator?

These are planning metrics, not audited accounting or a valuation opinion. The tables on this page test purchase cost only from $40,000 to $60,000; a value outside that range is not tabulated here.

Which input moves the yearly depreciation most in the straight-line depreciation calculator?

Ranked by how far each moves the yearly depreciation across the range tested: useful life ($3,750, 42%), purchase cost ($2,000, 22%) and salvage value ($200, 2.2%).

If I double useful life in the straight-line depreciation calculator, does the yearly depreciation double?

Doubling it from 5.0 years to 10.0 years takes the yearly depreciation from $9,000 to $4,500, which is 0.50 times the worked-example figure. So it falls instead of rising. Halving it to 2.5 years gives $18,000.

How much does salvage value matter in the straight-line depreciation calculator?

The worked example uses $5,000. With the other inputs left at the worked example, moving salvage value from $4,500 to $5,500 takes the yearly depreciation from $9,100 to $8,900, a swing of 2.2% of the worked-example figure.

How much does useful life matter in the straight-line depreciation calculator?

The worked example uses 5.0 years. Holding every other input at its worked-example value, moving useful life from 4.0 years to 6.0 years takes the yearly depreciation from $11,250 to $7,500, a swing of 42% of the worked-example figure.

Which inputs change the monthly depreciation in the straight-line depreciation calculator?

At the worked-example inputs it is $750. Purchase cost takes it from $667 to $833, salvage value takes it from $758 to $742 and useful life takes it from $938 to $625.

Which inputs change the total depreciable amount in the straight-line depreciation calculator?

At the worked-example inputs it is $45,000. Purchase cost takes it from $40,000 to $50,000 and salvage value takes it from $45,500 to $44,500.

What does OEE measure?

Overall equipment effectiveness multiplies availability, performance and quality to show how much of the possible output a machine really delivers. It shows which of the three losses is the biggest.

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Sources and evidence

Free Calculators Online is independent and is not affiliated with or endorsed by the source organizations. Educational estimates only.

Background reading

Guides that use this calculator

Definitions

Terms used on this page

Break-even point : glossary term
The volume at which total revenue equals total costs. It moves whenever the cost structure changes. Treat it as a range, not a point: fixed costs are only fixed within a capacity band.
Burn rate : glossary term
The rate at which an organization consumes cash, often measured monthly.
Discount rate : glossary term
The rate used to convert future cash flows into present value.
Enterprise value : glossary term
A business value measure representing operating assets before allocating value between debt and equity.